In live production for over a year at a top life insurer
Your Co‑Decision AI workforce.
One workforce. Zero stitching. Every workflow, staffed.
A named AI Workforce carries financial‑services decisions end to end — inside your policy, on your cloud, with an audit trail your regulator can read.
AURA
Intake & Submissions Specialist
On the case
Financial‑services decisions are split across steps that never meet.
A case is read, checked, assessed, decided, written up and filed. Software handles some steps; people handle the rest. Each piece completes its task — but no one completes the case.
LEO
Decision out
A solution finishes a step.
LiteCone AI Workforce completes the workflow.
A faster typewriter does not post a faster letter. The case moves between tools by hand, and the decision at the end still waits on a person.
One person is buried in decisions.
Another is waiting on one.
Buried in cases that cannot move
Waiting on one answer
Technology is not the bottleneck. Cases stall between handoffs — waiting time, not work speed, is the true constraint.
Assistants recommend.
Co‑deciders decide.
An assistant drafts a recommendation and hands it back to a person — making that person the queue. A Co‑decider carries the decision within the policy you set, and escalates only the exceptions.
Faster people is not more capacity.
More decisions is.
The workforce, by name
Each Worker owns a role, supported by a bench of agents that handle parts of the case. The Worker stays accountable for the whole workflow. You start with the role that hurts most.
AURAIntake and Submissions SpecialistMeet AURA
Life underwritingLEOLife Insurance UnderwriterMeet LEO
Health underwriting
ERICHealth Insurance UnderwriterMeet ERIC
Commercial P&C
RIOCommercial P&C UnderwriterMeet RIO
Lending
ALEXCredit UnderwriterMeet ALEX
Health claims
ARISHealth Claims AdjudicatorMeet ARIS
Life claims
MARCLife Claims AdjudicatorMeet MARC
Capital markets
ELSAInvestment Research AnalystMeet ELSA
Revenue integrity
IRISRevenue Integrity AnalystMeet IRIS
Five brains on every output
Every decision a Worker makes passes the same five checks — before it leaves the building.
You decide how much runs autonomously — and can change it anytime.
Every step and input is retained in an examiner-ready trail.
Every decision is cited to the policy that governs it.
Same input, same answer. Consistently and provably.
Decisions grounded in your data and manuals. Nothing invented.
Financial services only.
A workforce for every line of business.
New business, claims and compliance, staffed
Insurance decisions run from submission to payout and consist mostly of reading. Policy systems record decisions — they don’t make them.
LEOLife underwriting
ERICHealth underwriting
RIOCommercial P&C
AURAIntake
MARCLife claims
ARISHealth claims
Figures from LEO, live in production for over a year at a top life insurer. Explore insurance
Research and reporting, on both sides of the trade
Execution and storage are automated — but analyst time disappears into writing notes, explaining breaks and completing questionnaires.
Reconciliation and lineage sit with the data AI Workforce. Explore capital markets
Member lending, decided in the session
Core systems handle setup and booking, but human document review in between makes response time — not interest rates — the winning factor for indirect channels.
Adverse-action reasoning is produced as the decision is made. Explore credit unions
Commercial and retail lending, inside banking
Two to fifteen people carry the credit decisions for a whole institution, with three or more vendors already in the stack. Adding a fourth is not the answer.
Credit unions are live now if that is the closer fit. Explore banking
“Year on year our business grows fifteen to twenty percent. I do not have to add fifteen to twenty percent underwriters every year. From a million to two million customers, I might still not incur additional cost of underwriting. This is a scalable model for us.”
Not a pilot that never ended. Real teams, every working day.
Intake to issued decision, reasoning included.
No underwriter opens the file at all.
Deployed in your account, on your keys.
Powered by LUMIQ.
Thirteen years in one industry.
Three things at once, from one company — and the three arrive together, so deployments move beyond pilots and into production.
The LUMIQ triadIf a person decides it today,
LiteCone can co‑decide it.
Bring one workflow. We will show you the boundary, the escalation rule and the audit trail — in your own environment.
LUMIQ is trusted by
Secure and Compliant
LUMIQ meets ISO 27001, SOC 2 Type 2, HIPAA and CCPA compliance requirements.
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