Trust before Zero‑Touch claims.
ClaimsCone 360 joins LiteCone AI Coworkers from LUMIQ with AWS claims orchestration, so straightforward claims are decided in 24–48 hours across motor, health, life and commercial P&C. Every decision is cited to your claims manual, in your own AWS account.
One AI Coworker for every line of business:
The claim isn’t slow. The waiting is.
A claim has to be read, checked against cover, priced and paid, with the documents and the rules spread across systems that don’t talk to each other. Adjusters hold it all in their heads, so customers wait weeks.
Every system in the chain does its part. Nobody finishes the claim, and most AI pilots never reach production.
ClaimsCone 360 finishes it. LiteCone AI Coworkers decide each claim, AWS Claims Sphere 360 runs it from first notice to closure, and accountability stays with you.
LiteCone decides, AWS executes, you set the rules
Three parts, one claim record.
| Part | What it brings |
|---|---|
| LUMIQ LiteCone | One AI Coworker for every line, ready on day one. Forward-deployed engineers load your manual, rules and thresholds. Every decision is cited to your manual, and exceptions go to adjusters. |
| AWS Claims Sphere 360 | Pre-built claims agents from first notice to closure, with orchestration. Integration templates for your core policy and claims systems, and guardrails on Amazon Bedrock and AgentCore. |
| Your team | You choose the lines and claim types in scope, set how much ClaimsCone 360 decides on its own, and own every decision, in your cloud with your keys. |
First notice to closure
First notice
Intake, documents and policy check, on voice, chat, email or portal.
Assessment
Inspection, estimate and bill audit, and fraud checks.
Adjudication
Coverage and reserve. Decided and cited to your manual.
Settlement
Payment, customer updates and hand-off to adjusters.
Closure
Audit package, recovery and analytics.
Every output passes the same five checks
Configurable oversight
You set how much runs on its own, and change it whenever you choose.
Auditable
Every step and every input retained, in the form an examiner asks for.
Cited
Every decision cited to the policy you set, line by line.
Consistent
Same case, same decision, every time.
Hard-grounded
Grounded in your data and your manual. Nothing invented in the gap.
From briefing to production
01
See it liveA briefing where ClaimsCone 360 decides a claim in front of you.
02
2–3 hour workshopWorking Backwards: map your claims journey and pick the claim types in scope.
03
4–6 week pilotAI Coworkers on your own claims, inside your policy and cloud account.
04
Go live in 6–12 weeksThen scale across motor, health, life and commercial P&C.
Targets are ClaimsCone 360 projections, not industry benchmarks.
Collision and comprehensive claims, first call to a cited decision.
Admissibility and amount, checked against the plan in one pass.
Life claims decided inside your manual, with the reasoning attached.
Commercial property and casualty, inside the authority you set.
Faster people is not more capacity.
More decisions is.
Bring one claims queue and a month of decided claims. Run ClaimsCone 360 alongside your own adjusters before it decides anything.